You will then also be issued a Swedish personal identity number. If you have been granted a residence permit you have to get registered in the population register as soon as possible. In order for your everyday life to function smoothly in society you need to have access to three important banking services: bank accounts, bank cards and internet banking. Banks usually have various services for savings and payments, such as bank accounts, bank cards and banking by phone. A child's parents are usually the child's guardian. If you are under 18 years old you are not allowed to take loans, but you can save money and make payments if your guardian allows you to. Companies that provide payment services and electronic cash, lend money to consumers, hold your money against interest, and offer currency exchange and other financial services are also regarded as banks. They are therefore important to a well-functioning economy.
They also help you to make savings and investments. Banks and credit institutions help you to make payments. A bank is a company that works mainly with three things: payments, savings and lending.
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